Gap Insurance | Letchworth, Hertfordshire | Norton Way Nissan

GAP INSURANCE (Combined Return to Invoice & Finance Gap Insurance)

FROM £299 for 24 months (pricing in effect as of Monday 24th August 2020)


HOW IT WORKS

If your vehicle is stolen or written off as a result of an accident, fire or theft, most insurers will only pay market value for your vehicle – even if the claim was no fault of your own. Depending on the age and mileage of your vehicle at the time of loss, the market value may be substantially less than the price that you paid for it originally.

Our Combined Return to Invoice and Finance GAP Insurance will pay the difference between your Motor Insurer’s settlement figure and the amount you originally paid for your vehicle in the unfortunate event that your vehicle is declared a total loss. And if the amount required to settle the finance agreement is greater than the original invoice price, we will cover the higher figure, meaning you won’t be paying for a vehicle you no longer use.

ARE YOU ELIGIBLE?

You will be eligible for the policy if you are, or will be:

  • Fully comprehensively insured on the vehicle, and will be throughout the term of cover.
  • Purchasing a vehicle with an invoice price of up to £50,000.
  • The registered keeper of the vehicle.
  • You are resident in the United Kingdom, Channel Islands or the Isle of Man.
  • Not purchasing a commercial vehicle weighing over 3.5 tonnes.
  • Not using the vehicle as a taxi, emergency vehicle or for private hire.
  • KEY BENEFITS

    • If your motor insurance excess cannot be recovered from a third party, we will cover up to £500 of the excess for you.
    • A maximum benefit of either £15,000 or £25,000 in the event of a total loss, depending on the policy selected.
    • If, at the date of loss, your finance settlement figure is greater than your original invoice price, we will settle this higher figure for you.
    • Finance shortfall cover up to 60 months.
    • Temporary replacement vehicle cover up to 30 days and for a maximum of £30 per day.

    SIGNIFICANT EXCLUSIONS

    As well as the features and benefits of our policies, it’s important that we make you aware of the product exclusions. On the right are some of the major ones. This should not be used as a substitute for your policy documentation, which details the policy exclusions in full.

    • Any warranty charges, insurance premiums, road fund licences and dealer-fitted accessories not listed on a manufacturer’s price list.
    • Vehicles that are used for hire and reward, speed testing and pacemaking.
    • Vehicles NOT comprehensively insured under a UK motor insurance policy throughout the term of cover.
    • Theft of the vehicle by an individual who has access to the keys.

    OPTIONS & PRICING

    ​DURATIONMAXIMUM VEHICLE VALUE​PRICE​
    ​24 Months RTI & 60 Months Finance£25,000​​£299
    ​24 Months RTI & 60 Months Finance£50,000​​£399
    ​36 Months RTI & 60 Months Finance​£25,000​£399
    ​36 Months RTI & 60 Months Finance​£50,000​£449
    ​48 Months RTI & 60 Months Finance​£25,000​£499
    ​48 Months RTI & 60 Months Finance​£50,000​£549

    CONTACT US TODAY OR ENQUIRE USING THE FORM BELOW

    Marketing Preferences

    We, NORTON WAY MOTORS Limited, would like to keep you informed of our latest vehicles and other products and services that may be of interest, and we may occasionally ask for your assistance in market research to help improve our services.

    Your personal data will not be shared with any company outside of Norton Way Motors Limited (marubeni Corporation).

    Further details are available in our privacy policy at https://www.nortonway.com/site/privacy-and-legal/

    You can tell us at any time if you would prefer NOT to receive this information; please call write to us at NORTON WAY MOTORS, Norton Way North, Letchworth, SG6 1BL or email DPO@nortonway.com

    If you WOULD LIKE to receive information by any of the following methods PLEASE TICK THE BOXES BELOW

    Privacy & Terms

    Privacy Policy

    Norton Way Motors Ltd is aware that proper management and protection of personal information collected from customers are its important responsibility in the course of conducting its businesses and services. In order to fulfil its responsibility, the Company will handle personal information pursuant to the privacy policy stated below.

    Compliance with laws, etc.

    The Company recognizes that proper management of personal information is a part of its compliance activity. In complying with the Act on the Protection of Personal Information and the guideline of the Personal Information Protection Commission, the Company will establish internal regulations concerning handling of personal information and other internal rules, and fully disseminate the importance among officers and employees.

    Management structure

    The Company has an appointed DPO team (Data Protection Team) who are responsible for control over the management and operation of personal information, as well as thereunder a personal information group supervisor for each group handling personal information. Through the DPO team the Company have established structure to properly manage personal information.

    You can contact the DPO team at any time; please write to us at NORTON WAY MOTORS, Norton Way North, Letchworth, SG6 1BL or email DPO@nortonway.com

    Collection of personal information

    When the Company collects personal information, it will, in advance, specify the purpose of use and clearly state, notify or announce to the person of such purpose. When information collected is considered to be special care-required personal information, the Company will obtain persons’ consent. Collection of personal information from visitors to this website.

    Cookies

    Some pages on this website use a technology called cookies to enhance users’ convenience in subsequent visits. Cookies never enable the Company to obtain information that can identify a person or have a negative effect on users’ computers. Users may disable cookies via browser setting (web browsing software).

    Web beacons

    This website does not use web beacons.

    SSL

    This website uses an encryption technology called SSL (Secure Socket Layer) on the “Contact” section of the top page in order to make users feel at ease when entering personal information. Information entered by users will be encrypted and then transmitted through SSL.

    Obtaining logs

    This website tracks user information recorded in an access log. This includes users’ IP addresses, browser type, number of accesses and other related details, but not any information that can identify a person. The Company will never use the access log for any purpose other than for statistics and analysis on how the site is being utilized.

    Use of personal information

    The Company may use the collected personal information only within the scope of the purpose of use clearly stated, notified or announced in advance, or to the extent that the information is deemed to be related to the stated purpose of use . Any change in the purpose of use will be made by obtaining persons’ prior consent.

    Management of personal information

    The Company will strive to keep the collected personal information accurate and up to date, and properly manage personal information by taking appropriate security measures to prevent it from being accessed by an unauthorized person, lost, destroyed, altered, leaked, etc.

    Notice, disclosure, correction/addition/deletion, discontinuance of utilization/erasure/discontinuance of third party provision, etc. of the purpose of use for personal information

    The Company will properly respond to any request by customers regarding notice, disclosure, correction/addition/deletion, discontinuance of utilization/erasure/discontinuance of third party provision, etc. of the purpose of use of personal information held by the Company, after verifying the identity of the requester.

    The Company will review this policy periodically through further efforts to improve the protection of personal information.

    Our Website

    Our website is powered by G-Forces Web Management Limited (“GForces”), our third party web services provider. GForces is committed to ensuring that data is processed in accordance with applicable data privacy laws, and is kept secure. GForces is certified to the standard of ISO27001 (an international standard for information security). GForces uses Amazon Web Services, Inc. as its cloud platform provider. All data processed by GForces is stored on Amazon’s web servers in the EEA.

    If you visit our website

    When someone visits our website, GForces collects standard internet log information (your IP address, browser, and type of device) and details of visitor behaviour patterns (where you joined our site from, the path you take through our site and where you leave). These are stored against unique ids (which are strings of numbers). GForces collects this information for the legitimate business purpose of monitoring the number of visitors to the various parts of the site, the general geographic location of visitors and engagement levels, which in turn enables it to make improvements to its websites and services, and provide business intelligence. This information is only processed in a way which does not identify anyone. It is kept indefinitely.



    GForces also uses Google Analytics to collect standard internet log information and details of visitor behaviour patterns, which are stored against unique ids (i.e. strings of numbers). We collect this information for the legitimate business purpose of monitoring website traffic and engagement levels, which in turn enables us to make improvements to our website and the way we sell our cars and services. This information is only processed in a way which does not identify anyone. It is kept indefinitely.



    If you use our enquiry forms

    When you submit information using an online form, GForces processes the data collected and stores it for 31 days for the legitimate business purpose of enabling us to access the information and deal with your request (it is then kept for a further 14 days in GForces’ routine back-ups for business continuity purposes). We collect the following information:

    Name

    Email Address

    Contact Number



    If you enter your post code, GForces stores the first part of it (e.g. ‘ME14’ or ‘SW1’) and links it to standard internet log information already collected (it is used for the same purposes as that information, as outlined above).



    If you use our LiveChat service

    We use a third party provider, Gubagoo Inc.to supply and support our LiveChat service. If you use the LiveChat service we will collect your name and email address if you provide this and any other personal information that you volunteer to us. This is used for the legitimate business purpose of handling customer enquiries in real time and then following up. This data is stored by Gubagoo for 2 years to enable us to access the information and deal with your enquiry. Gubagoo stores the information in the US under the EU-US privacy shield framework. Please see Gubagoo’s privacy policy for more information on how they use your data. https://www.gubagoo.com/about/policy.



    Data Preference Centre

    Under data privacy laws, you have the rights to:

    request access to your personal data;

    request deletion or correction of your personal data; and

    • request that your personal data be transferred to another person.


    Our online data preference centre helps you to exercise the rights that data privacy laws give you and control your personal information. It contains five separate forms, as set out below.

    •See your data



    You can ask to see any personal information that we hold (known as a “subject access request”) by submitting the form on the “See your data” tab.

    If you agree, we will try to deal with your request informally, for example by providing you with the specific information you need over the telephone.

    •Transfer your data



    By completing the form on the “transfer your data” tab, you can ask us to provide your data to a third party.

    •Delete your data



    You can ask us to delete the information we hold about you by completing the form on the “delete your data” tab.

    •Change your data



    If we do hold information about you, you can also ask us to correct any mistakes by completing the form on the “Change your data” tab.

    •Marketing Preferences



    On the “marketing preferences” tab, you can tell us how you would like us to send you marketing information, or ask us to stop marketing to you entirely.



    Any data collected through the data preference centre is stored for of a maximum of 12 months before asking for resolicitation.





    PREMIA SOLUTIONS LIMITED, 3 Corunna Court, Corunna Road, Warwick CV34 5HQ. Tel: 01926 622660

    ​Premia Solutions Ltd is authorised and regulated by the Financial Conduct Authority Ref. 310089