We make financing your Honda easy.

If you don’t want to pay for your motorcycle up front in a lump sum, we offer several different finance packages to spread the costs over a period of time to suit you. Packages include Personal Contract Purchase (PCP), hire purchase (HP) and personal loans.

Personal Contract Purchase

Choose your desired vehicle, along with a deposit, the length of the agreement and a maximum mileage. At the end of the period you have the option to buy the bike outright for an agreed amount, known as the GMFV (Guaranteed Minimum Future Value), or return the vehicle back to the lender (within agreed fair wear and tear limits) with absolutely no further obligation.

Benefits of Personal Contract Purchase

  • Opportunity to drive a new Honda more often
  • Flexible deposit.
  • Flexible repayment terms.
  • Usually a lower repayment, compared to a HP agreement with the same term
  • Fixed rates
  • Protection against depreciation of used bike prices, with the assurance of GMFV
  • The options to renew, return, or own the vehicle at the end of the agreement

The Options

At the end of the agreement you may choose the three following options:

Option 1 - Renew


Option 1 - Renew your vehicle and drive away in a brand new Honda. Use any excess value over the GMFV as deposit on your new vehicle.

Option 2 - Return


Option 2 - Return the car. Providing the vehicle does not exceed agreed fair wear and tear limits and has not exceeded the agreed mileage, you having nothing more to pay.

Option 3 - Retain


Option 3 - Retain your vehicle. Pay the GMFV and you own the vehicle.

Hire Purchase

Hire Purchase is the simplest and most straightforward way of funding a new motorcycle. Interest rates and monthly payments remain fixed for the entire agreement, and once you make a final payment the motorcycle will be yours.

How does it work?

  • Choose the motorcycle or scooter of your choice
  • Agree your deposit
  • The rest of the balance, plus interest, will then be paid in equal monthly payments
  • You can then adjust the length of the agreement to suit you, anywhere between 1 to 5 years.
  • Once you've paid all the monthly payments and the option to purchase fee, you own the motorcycle.

Restricted Use Loan

Restricted Use Loan (RUL) is a finance product to help finance accessories, clothing or even a new bike. It allows you take ownership of the goods from the start of your agreement. 

How does it work?

  • Choose the motorcycle, clothing or accessories you want.
  • Agree what you would like to finance and how much deposit to put down
  • Adjust the term to best suit your ideal monthly budget, anywhere from 12 to 60 months.
  • The remaining balance plus interest is paid in equal monthly payments. 
  • RUL provides you with instant ownership of the goods, as you can use the funds to purhase them. You then pay all the agreed loan instalments until the loan value and interest has been paid in full 

Free Credit Check

A great place to start when considering finance is a free credit check. Our free service checks whether you're likely to be accepted for vehicle finance, and get an indication of the cost, without it affecting your credit rating.


  • 32 lenders: The system checks your chances with 32 different lenders.
  • No-obligation: There is no cost and you are not committed to any lender.
  • Soft search: This search won't affect your credit score.
  • Instant Results: Make your decisions easier.