CAR FINANCE Purchasing a vehicle is not an easy decision and financially it is a huge purchase. Across all our dealers we have a wide range of flexible options, allowing you to choose your desired vehicle and be flexible with factors such as your deposit and whether you want to own or return your vehicle at the end of the agreement.

How financing a car works

Here at Norton Way, we strive to make it as easy and affordable as possible for motorists in Hertfordshire and West London to secure their ideal vehicle. Our flexible finance solutions ensure that purchasing a car, van or motorcycle is a quick and straightforward process. Read on to learn more.

    Find your perfect vehicle Ready to start? Please browse our wide range of cars, vans and motorbikes. We work with some of the best marques in the business which means you have plenty of options.
    Apply for finance online When you’ve found your ideal vehicle, you can apply for finance online with our handy tool.
    Sign your credit agreement Once you’ve received your credit agreement – and read through to ensure you’re happy with the terms we’ve agreed, you simply need to sign and return it to us.
    Book your car handover You’re almost there! All you need do now is arrange a vehicle handover date that suits you.

    Difference between HP and PCP

    Two popular finance solutions – but how do they differ?

    HP HP has long been a staple of the car financing market. The process begins with a deposit that is typically worth about 10% of the value of the vehicle. You’ll then be required to make fixed, affordable monthly payments for an agreed length of time, usually no more than 48 months. Once the final payment is made, the car is yours.
    PCP PCP is the most popular form of car financing since it provides three options at the end of the agreement, 1. You own the car outright when you choose to make the final payment, 2. Hand back the keys and walk away – effectively, this means you will have leased the vehicle, or 3. Begin a new PCP agreement, which will allow you to choose a brand-new vehicle

    Why finance with Norton Way

    We want to help you comfortably and affordably secure your ideal vehicle. If you’re not sure which finance option is best for you, we’ll help you arrive at a decision that best suits your requirements and budget.

    Commission Disclosure

    We are a credit broker, not a lender, for vehicle finance and a broker not an insurer for insurance-related products. As a credit broker, we will provide you with comparable details of firms most appropriate to your lending requirements based on our panel of lenders. As an Insurance Intermediary (Broker) acting on behalf of customers and not an Insurer, we will advise and make a personal recommendation for you after we have assessed your needs.

    We do not charge customers any fees for processing finance or insurance products. Please be aware that we typically receive an introductory fee or commission from our finance partners. We may also get paid an additional fixed commission if you are a returning customer. Commission may be calculated based on either a fixed amount relating to the vehicle you are purchasing, a percentage of the amount of finance you are borrowing, or a combination of both. Different finance lenders may pay different commissions for such introductions. Such payments will not affect the amount you pay under any finance agreement, all of which are set by the lender. We may also receive an introductory fee or commission from our insurance partners for processing insurance policies.

      Competitive rates Buying a car outright is cheaper than car financing because there’s no interest attached. However, this is not an option that many can enjoy. Indeed, the vast majority of vehicles are sold via financing – and you can rely on us to provide you with competitive, attractive rates of interest.
      Simple & easy Financing a car with us is simple. You can do so online whenever you wish, and if you have any questions or need advice, your local Norton Way team is on hand to offer you every assistance.
      Instant decision Once you’ve applied for vehicle financing with us, we’ll provide you with an instant decision, which means not having to wait for a deliberation.

      Lowering monthly payments
      by part exchanging

      Did you know that you can make car financing even more affordable with one of our part-exchange deals? If you’re thinking of selling your current vehicle, please make use of our free online car valuation service, which is available here:

      Finance FAQ

      Please browse our frequently asked questions below if you have any queries. If you still require answers, please get in touch with your local Norton Way showroom team, who will be happy to assist you.

      Am I eligible for vehicle financing?


      This is dependent on a range of factors, including your current employment, financial status and your age. Nevertheless, we have a high rate of acceptance for finance applications, including customers with low credit scores. If you have any questions about eligibility, please get in touch with us today.

      Is financing available for vans or motorcycles?


      Yes, as well as a wide range of hatchbacks, SUVs, estates, saloons, MPVs, etc. we provide financing for vans produced by Nissan and motorbikes manufactured by Honda.

      Is financing just for used vehicles?


      We provide flexible financing for both new and used vehicles.

      How can I learn my credit rating?


      We provide a free credit check service for each vehicle brand we work with. Visit our Buy and Offers pages to find out more.

      What happens if I don’t have a credit history?


      Provided you’re on the electoral register, receive a regular salary and can provide proof of address, you shouldn’t have any issues applying for car financing with us.

      Our brands

      We work with some of the world’s most popular and respected car, van and motorcycle manufacturers. If you have a particular marque in mind, please click on the relevant brand icon below.